Bahadurgarh, Gwalior, Sitapur, Jhansi Road
External
Internal
Role directly reports to
Area Manager
Credit Underwriting
•
Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate
•
1 5 years of relevant experience in Credit underwriting Retail Asset
Banking products, services and operations (preferably in private sector,
HL & LAP/SME)
•
Deep experience & understanding of retail financial services across
NBFCs, banking
•
Customers
•
Vendors
•
Internal auditors
•
Credit Bureaus
•
Credit Head for HFC
•
Risk & Compliance team
•
Credit Analyst and Operations
•
Legal team
•
Sales team
•
Collections team
Knowledge of local markets and trends in retail lending
•
Understanding of local business and micro economy
•
Ability to work under tight deadlines and to prioritize conflicting and
changing priorities
•
Keen understanding and focus on risk, controls, compliance and
regulatory framework
•
Ability to liaise with internal stakeholders and cross functional teams
•
Strong customer focus and management of stakeholder expectations
•
Strong analytical & communication skills (written & verbal)
•
Should be willing to adapt to digital tools and processes
•
Responsible for upholding the Piramal brand by preparing quality proof proposal document
detailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loan
applications procured by Sales
Branch Underwriting
1A/1B/1C
Internal Use
Internal Use----ConfidentialConfidential
Experience | 2 - 8 Years |
Salary | 4 Lac 50 Thousand To 8 Lac P.A. |
Industry | Financial Services / Banking, Investments / Insurance / Stock Market / Loan |
Qualification | Chartered Accountant, I.C.W.A, M.B.A/PGDM |
Key Skills | Finance Credit Control Credit Appraisal Credit Underwriting Credit Management Credit Operations Credit Analyst Credit Controller Credit Note GST Reconciliation Walk in |
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